Get a great used car loan with EchoPark

A bearded man and a woman with shoulder-length brown hair sit smiling in the front seat of a convertible. A beagle is sitting on the man's lap.

Get approved for a loan

You’ve found your dream car—now what? Verify your buying power and save time at the dealership by applying for a loan online. We’ll have you driving off our lot in that new ride in no time.


Keep in mind: Unlike an estimate, this is a formal credit application and may temporarily reduce your credit score.

Financial institution logos arranged in a circular patter with a hand holding money in the middle.

Questions about financing?

Does EchoPark negotiate on car price?

We give you the lowest price upfront (always up to $3,000 less than the competition) and we take pride in our hassle-free, no-haggle, transparent experience. Complete the entire process online or get an official offer and finish the rest in store. You’ll never have to enter a finance office, be pressured into buying, or haggle for a great car.

What lenders does EchoPark use?

We work with top lenders, including Ally, Wells Fargo, and select credit unions, to get you the most competitive financing terms. To keep our prices low, we only accept outside financing from banks that issue cashier’s checks, helping us reduce unnecessary processing costs. All financing agreements are subject to the lender’s terms and conditions.

I have bad credit. Can I still finance with EchoPark?

Yes. We have a network of preferred lenders that work with all levels of credit.

Have additional questions?

Our Experience Guides are here to help, whether it's a general question, checking the availability of your perfect car, or if you need some help with next steps.

Contact us