Get a great used car loan with EchoPark

A bearded man and a woman with shoulder-length brown hair sit smiling in the front seat of a convertible. A beagle is sitting on the man's lap.
90-day Holiday promo, large text reading 90 days with a green background.

No payments for 90 days

Enjoy less stress this holiday season with deferred payments on cars 2020 & newer under 60k miles.*

Get approved for a loan

You’ve found your dream car—now what? Verify your buying power and save time at the dealership by applying for a loan online. We’ll have you driving off our lot in that new ride in no time.

Keep in mind: Unlike an estimate, this is a formal credit application and may temporarily reduce your credit score.

Financial institution logos arranged in a circular patter with a hand holding money in the middle.

Want to know your budget?

Get an estimate for your potential loan amount, without impacting your credit score. It’s simple and takes less than a minute.

Remember that it’s just an estimate. You’ll still need to complete a credit application and get formal approval from a lender.

Paying for your next car is easy

Questions about financing?

Does EchoPark negotiate on car price?

No, at EchoPark, we give you the lowest price upfront (always up to $3,000 less than the competition) and take pride in providing a hassle-free, no-haggle, transparent experience.

What lenders does EchoPark use?

We work with top lenders to get you the most competitive financing terms. Our lenders span from big names like Ally and Wells Fargo to smaller credit unions to get you the best offer. Your financing agreement is subject to the lender’s contractual loan terms and conditions.

I have bad credit. Can I still finance with EchoPark?

Yes. We have a network of preferred lenders that work with all levels of credit.

Have additional questions?

Our Experience Guides are here to help, whether it's a general question, checking the availability of your perfect car, or if you need some help with next steps.

Contact us

* Holiday Finance Offer: Well-qualified guests who purchase a used vehicle, 4 model years or newer with less than 60K miles, between November 29, 2023 and December 31, 2023, and finance through a preferred finance company have the option to defer monthly payments for 90 days from contract date. Finance charges begin to accrue on the date customer signs the Retail Installment Sale Contract at the Annual Percentage Rate (APR) disclosed in the contract. May not be combined with other financing offers. 72 months maximum term limit. Equal monthly payments only. Not available to Pennsylvania residents; see your dealer for details. Must take retail delivery by December 31, 2023.